Continental Finance Gold MasterCard® issued by First Bank of Delaware

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Card Category	Credit History	Available Rewards
Consumer	Bad/No	Miles Cash Points

About Card •Rates as low as 9.75% APR.* •Unsecured MasterCard Accepted at Millions of Locations Worldwide. •Monthly Reporting to the Major Credit Bureaus. •FREE Online Access. •Excellent Online Tools for Managing Your Finances. •Semi-Annual Credit Limit Increases.* •Prestige of Carrying a Gold card. *See website for other fees, rates, and terms and conditions

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Credit Card Rates

Purchases:			Balance Transfers:			Cash Advances:
Introductory APR:	none		Introductory APR:	none		Introductory APR:	none
Introductory Period:	none		Introductory Period:	none		Introductory Period:	none
Ongoing APR:	9.75%		Ongoing APR:	9.75%		Ongoing APR:	19.92%
Default APR:	24.75%		Default APR:	24.75%		Default APR:	24.75%
Minimum Grace Period:	25 days		Minimum Grace Period:	none		Minimum Grace Period:	none
Minimum Finance Charge:	none		Minimum Finance Charge:	none		Minimum Finance Charge:	none

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Credit Card Transaction Fees

Balance Transfer Fees:			Cash Advance Fees:			Foreign Exchange Fees:
Minimum:	none		Minimum:	$5		Minimum:	none
Fee Rate:	none		Fee Rate:	3%		Fee Rate:	2%
Maximum:	none		Maximum:	none		Maximum:	none

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Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$175		Annual Fee:	$50		Late Payment Fee:	$35

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See website for other fees, rates, and terms and conditions



for Continental Finance Gold MasterCard®