One from American Express®

issued by American Express

This article may help you to apply:

Avoid the Campus Credit Card Trap

If you are thinking about filling an application for one of `easy` credit cards found at a campus? Read this article before doing it. A free Frisbee, T-shirt or a bottle of soda isn`t worth years of bad credit, is it? Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

� No Preset Spending Limit.
� Get $50 after your first purchase.
� No Annual Fee for the first year - a $35 savings.
� The Savings Accelerator Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name.
� Never pay interest on new purchases.
� Express Approval. Get a decision is less than 60 seconds.

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Best Way To Eliminate Credit Card Debt

There are many approaches that will help you managing your credit card debts. Everyone must assess his or her own situation and create a certain plan. Here are three tips to help you become free of a credit card debts within a few years. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	none	Introductory APR:	n/a	Introductory APR:	n/a
Introductory Period:	none	Introductory Period:	n/a	Introductory Period:	n/a
Ongoing APR:	10.99%	Ongoing APR:	4.24	Ongoing APR:	n/a
Default APR:	26.99%	Default APR:	26.99%	Default APR:	26.99%
Minimum Grace Period:	30 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	$0.50	Minimum Finance Charge:	$0.50	Minimum Finance Charge:	$0.50

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Major Problems Using Credit Cards

Four major problems may occur in the process of using a credit card: lost / stolen credit cards and identity theft, credit card billing problems, errors in credit statement, defective, damaged or undelivered goods purchased by credit card. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	none	Minimum:	none	Minimum:	none
Fee Rate:	none	Fee Rate:	none	Fee Rate:	2%
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$29

See terms and conditions

First Year fee-free; then $35

for One from American Express®

One from American Express® - American Express - Credit Card Details

One from American Express®