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Preferred Rewards Green Card - American Express - Credit Card Details

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Preferred Rewards Green Card


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Choose your credit card wisely

Before applying for credit card, consider how you are going to use it. Will it be a credit card for everyday purchases? Your choice will be different if you want to pay the balance in full every month, or prefer to make monthly payments and keep outstanding balance? Read more...




Card CategoryCredit HistoryAvailable Rewards
Consumer Excellent/Good
MilesCashPoints
About Card


• Earn 5,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $50 gift card!
• The Membership Rewards program also lets your transfer points to 17 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs.
• No Pre-set Spending Limit.


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Credit Repair for Credit Scores

Some credit card users don not know about credit score so they would never think about credit repair. However, without a good credit score or without credit repair when you score is blown to bits, a consumer may hurt themselves in day-to-day living. Read more...





Credit Card Rates

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: n/a   Introductory APR: n/a   Introductory APR: none
Introductory Period: n/a   Introductory Period: n/a   Introductory Period: none
Ongoing APR: n/a   Ongoing APR: n/a   Ongoing APR: n/a
Default APR: n/a   Default APR: n/a   Default APR: n/a
Minimum Grace Period: see terms   Minimum Grace Period: none   Minimum Grace Period: none
Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50


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Credit card debt help

One of the most effective types of credit card debt help is credit card debt consolidation. Try not to apply for more than one credit card. Otherwise you can end up with multiple debts. Read more...





Credit Card Transaction Fees

Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees:
Minimum: n/a   Minimum: n/a   Minimum: none
Fee Rate: n/a   Fee Rate: n/a   Fee Rate: 2%
Maximum: n/a   Maximum: n/a   Maximum: none



Credit Card Other Fees

Initial Fees:   Maintenance Fees:   Penalty Fees:
Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $30 or 2.9% of delinquent balance


See terms and conditions
Fee-free for the first year, then $95.

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