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Anne Geddes Platinum Visa® - Bank of America - Credit Card Details

Apply for Anne Geddes Platinum Visa ®

Anne Geddes Platinum Visa®


Bank of America (issued by FIA Card Services, NA)
Apply


This article may help you to apply:

How To Compare Credit Card Interest Rates

The main secret in credit cards comparison process is ability to read through the marketing material provided, visiting credit card-issuer website and looking around the internet for additional information. Read more...




Card CategoryCredit HistoryAvailable Rewards
Consumer Excellent/Good
MilesCashPoints
About Card


• No annual fee
• Various Internet account related services
• Auto rental insurance
• Various travel and emergency assistance services
• Liability for unauthorized Internet transactions
• Purchase Security
• Warranty Manager
• Optional mini card
• See website for additional benefits


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Lower APR Rate

Everyone loves a bargain? Sometimes it is true, but not always. However, nobody likes to find out that they are paying too much for their credit card in interest and fees. Who doesn`t want to get the lowest APR possible? It is good that you think your credit card`s rate too high, but it is not enough to lower it. If you`re paying too much in interest, you need to take action immediately. Read more...





Credit Card Rates

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: 1.90%   Introductory APR: 1.90%   Introductory APR: none
Introductory Period: 6 months   Introductory Period: 6 months   Introductory Period: none
Ongoing APR: 12.74%   Ongoing APR: 12.74%   Ongoing APR: 20.74%
Default APR: 29.49%   Default APR: 29.49%   Default APR: 29.49%
Minimum Grace Period: 20 days   Minimum Grace Period: none   Minimum Grace Period: none
Minimum Finance
Charge:
$1.50   Minimum Finance
Charge:
$1.50   Minimum Finance
Charge:
$1.50


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The Proper Use Of Credit Cards

Is it true that credit cards may save your money? Yes! Some people never purchase if they do not have enough cash. Cash simply disappears from our pockets. It is very easy spend it right here and right now... Using credit card for purchases takes more effort because you definitely know that you will have to pay the bill later.
Your credit card may also offer a rewards program where you get cash back, frequent flyer miles or discounts on services and purchases which you could do for cash without having bonus. Read more...





Credit Card Transaction Fees

Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees:
Minimum: $10   Minimum: $10   Minimum: none
Fee Rate: 3%   Fee Rate: 3%   Fee Rate: 3%
Maximum: none   Maximum: none   Maximum: none



Credit Card Other Fees

Initial Fees:   Maintenance Fees:   Penalty Fees:
Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $19




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