Applying for a credit card can save you money on interest and fees. Just read credit cards` terms and conditions: compare credit card features and costs. Read more...
Card Category
Credit History
Available Rewards
Consumer
Excellent/Good
Miles
Cash
Points
About Card
• 3,000 bonus miles
• 1 mile for every dollar spent
• $50 annual discount
• Total Security Protection
• Zero Liability for Internet purchases
• Receive up to $100,000 in travel accident insurance
• Photo Security Card option at no extra charge
It happens quite often that you don`t know you have a credit problem until you are denied credit - such as a credit card - because of some records in your credit history. Credit history contains all information about your credits and how you managed it. Mainly it is information reported by your creditors sent to credit bureaus. Credit bureaus legally report poor payment information for 7 years and for bankruptcies - 10 years. A recent study shows that one third of all credit reports contains sufficient mistakes and 70% of all credit reports contain different kinds of errors. Read more...
After receiving credit card statement each month, check it carefully to make sure that you actually did purchase it. If you find out any inaccuracies or problems, there are certain procedures to report and deal with the charges. Read more...