Cash Rewards Platinum Plus® MasterCard®

issued by Bank of America

This article may help you to apply:

Apply For Student Credit Card

Before a college students make decision to apply for student credit card, they better know the basic information about credit and how credit card system works. Credit should be taken very seriously and not applied because somebody at college campus is offering Frisbee or T-shirt after you apply for credit card. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

• For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back � with no limit to how much cash back you can earn*
• No annual fee
• Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account
• Absolute fraud protection against unauthorized use, online and offline
• Card issued by FIA Card Services, N.A.

This article may help you to apply:

Credit Score - The FICO Score

Your credit score is a value that shows an estimation of creditworthiness calculated according to special statistical models. A credit score quantifies the possibility that a borrower will fail to pay a loan or credit card debt. Credit score is based on the information in your credit report. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	none	Introductory APR:	0%	Introductory APR:	none
Introductory Period:	none	Introductory Period:	12 months	Introductory Period:	none
Ongoing APR:	9.99%	Ongoing APR:	9.99%	Ongoing APR:	19.99%
Default APR:	29.99%	Default APR:	29.99%	Default APR:	29.99%
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a

This article may help you to apply:

Major Problems Using Credit Cards

Four major problems may occur in the process of using a credit card: lost / stolen credit cards and identity theft, credit card billing problems, errors in credit statement, defective, damaged or undelivered goods purchased by credit card. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	3%
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$15

for Cash Rewards Platinum Plus® MasterCard®

Cash Rewards Platinum Plus® MasterCard® - Bank of America - Credit Card Details

Cash Rewards Platinum Plus® MasterCard®