Choice Privileges® Visa® Platinum Card

issued by Bank of America

This article may help you to apply:

Credit Card Rewards: Close Scrutiny

Offering different rewards is quite regular in the credit card industry. It is for this reason why most credit card companies offer different credit card rewards. They know that people will apply for a credit card not just because they need credit but also because they are eager to receive rewards. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

• Earn a free night after your first purchase, plus earn points on all your purchases

• Earn 15 points for every dollar spent at Choice Privileges locations throughout the US, Canada & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion® and MainStay Suites®

• Earn 2 points per dollar on all other purchases

This article may help you to apply:

Why Credit Score is Important

The credit score is calculated from the information in your credit record. Your credit activity is rated between 350-850. This value is your credit score. The higher value, the better score. Late payment, default accounts and overlimits are will lower your credit score. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	0.00%	Introductory APR:	0.00%	Introductory APR:	none
Introductory Period:	6 months	Introductory Period:	6 months	Introductory Period:	none
Ongoing APR:	14.74%	Ongoing APR:	14.74%	Ongoing APR:	20.74%
Default APR:	29.49%	Default APR:	29.49%	Default APR:	29.49%
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	$1.50	Minimum Finance Charge:	$1.50	Minimum Finance Charge:	$1.50

This article may help you to apply:

Types of Credit Cards

There are 4 major credit card types: bank debit and credit cards, travel and entertainment cards (T&E cards), retail store cards, oil company cards (gasoline cards). Interest rates, fees and applications are different for each type of card. Applying for a credit card, the consumer agrees to the terms and conditions of a credit card company that issues his card. Read these terms and conditions very carefully to understand it before using the card for purchases, cash advances or balance transfers. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	3%
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$19

See terms and conditions

for Choice Privileges® Visa® Platinum Card

Choice Privileges® Visa® Platinum Card - Bank of America - Credit Card Details

Choice Privileges® Visa® Platinum Card