There are those who assert that living with credit is the consumer's lifestyle that must be blamed. Others say, the problem is in credit card's interest rates. According to the consumer credit website, the average apr of a credit card is 18.9%. Getting to pay some debts with almost 20% would really lead the consumers to bigger debts. Read more...
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Credit History
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About Card
• The credit card that provides support for Ducks Unlimited's North American conservation efforts each time you use the card to make a purchase - at no additional cost to you.
• Choose the rewards that are right for you... travel, cash, and brand-name merchandise.
• Choose from 6 card designs.
• No Annual Fee.
• 0% Introductory Annual Percentage Rate on balance transfers and cash advance checks for your first 12 billing cycles.
There are times when canceling old credit card accounts is a good idea. This is true only for the new accounts. But closing an old account, even if it is not used, may do more harm than good for someone seeking a good line of credit. Read more...
There are 2 kinds of credit card debt: `good debt` and `bad debt`. Bad-debt occurs when you borrow to purchase some consumer items. Doing so you limit your future financial status. It may look like you have more, because you get it right now. But you pay interest extra, and consider a psycological factor when you`re buying more on credit card. Paying cash you`ll never do many useless purchases. Read more...
3-in-1 Credit Report with profiles and scores from Equifax, Experian and TransUnion so you can check your report for inaccurate information.
3-Bureau Monitoring every business day with Notify Express. A fraud detection system that checks your credit files every business day and alerts you when it suspects possible fraud activity.
Toll-free access to our Fraud Resource Center to provide help if you suspect fraud.
$20,000 Identity Theft Insurance coverage to help you offset the cost of re-establishing your identity and reputation.
Quarterly Credit Updates and updated credit scores to help keep you financially fit and secure.