EfectivaTM Visa®

issued by Bank of America

This article may help you to apply:

Credit Card Rewards: Close Scrutiny

Offering different rewards is quite regular in the credit card industry. It is for this reason why most credit card companies offer different credit card rewards. They know that people will apply for a credit card not just because they need credit but also because they are eager to receive rewards. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

� No annual fee
� Customer communications in Spanish and English
� Total Security Protection
� Various Internet account related services
� Auto rental insurance
� Various travel and emergency assistance services
� Lost luggage recovery
� No liability for unauthorized Internet transactions
� Discounts on auto rentals
� Optional Mini Card
� Optional Purchase Guard

This article may help you to apply:

Credit Repair for Credit Scores

Some credit card users don not know about credit score so they would never think about credit repair. However, without a good credit score or without credit repair when you score is blown to bits, a consumer may hurt themselves in day-to-day living. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	0%	Introductory APR:	0%	Introductory APR:	none
Introductory Period:	6 months	Introductory Period:	6 months	Introductory Period:	none
Ongoing APR:	10.74%	Ongoing APR:	10.74%	Ongoing APR:	20.74%
Default APR:	29.49%	Default APR:	29.49%	Default APR:	29.49%
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	$1.50	Minimum Finance Charge:	$1.50	Minimum Finance Charge:	$1.50

This article may help you to apply:

Essentials of Credit Card Rewards

A credit card with reward program means that while using the card you accumulate points which can then be converted into a reward. It can be air miles, gift certificates, or a purchase. But to get the most benefit out of a reward card you need to ensure that it offers good value for your money. Do you know that it may take over five years and an additional cost of over $5000 to get a free ticket within the US? Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	3%
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$15

See terms and conditions

for EfectivaTM Visa®

EfectivaTM Visa® - Bank of America - Credit Card Details

EfectivaTM Visa®