EfectivaTM Visa®

issued by Bank of America

This article may help you to apply:

Credit Card Applications - Getting Approved

Credit card issuers have certain criteria that they are looking for from applicants when they launch a new credit card. They will be targeting the card at a certain segment of the market and will have a credit score limit that they demand the applicants to have. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

� No annual fee
� Customer communications in Spanish and English
� Total Security Protection
� Various Internet account related services
� Auto rental insurance
� Various travel and emergency assistance services
� Lost luggage recovery
� No liability for unauthorized Internet transactions
� Discounts on auto rentals
� Optional Mini Card
� Optional Purchase Guard

This article may help you to apply:

Credit Score - The FICO Score

Your credit score is a value that shows an estimation of creditworthiness calculated according to special statistical models. A credit score quantifies the possibility that a borrower will fail to pay a loan or credit card debt. Credit score is based on the information in your credit report. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	0%	Introductory APR:	0%	Introductory APR:	none
Introductory Period:	6 months	Introductory Period:	6 months	Introductory Period:	none
Ongoing APR:	10.74%	Ongoing APR:	10.74%	Ongoing APR:	20.74%
Default APR:	29.49%	Default APR:	29.49%	Default APR:	29.49%
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	$1.50	Minimum Finance Charge:	$1.50	Minimum Finance Charge:	$1.50

This article may help you to apply:

Credit card counseling

Want to get out of your credit card debt? That`s a good time to go to credit card counseling in order to find out what you have to do to get out of it. You can try to do it on your own, then make a plan and stick to it. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	3%
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$15

See terms and conditions

for EfectivaTM Visa®

EfectivaTM Visa® - Bank of America - Credit Card Details

EfectivaTM Visa®