Financial Rewards® Visa® Platinum Plus®

issued by Bank of America

This article may help you to apply:

Build History with Student Credit Card

Find in this article some tips to use your student credit card wisely and build good credit record. Use your student credit card regularly, every week at least, to make some inexpensive planned purchases. After that, what most important for students, pay off entire balance monthly. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

� 0% Intro APR

� No annual fee
� Get cash back on net retail purchases�as much as $600 per year
� Online Banking service

� Total Security Protection®

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If You Can`t Pay the Balance, Look for a Low Interest Rate

Although it is strongly recommended to pay off your credit card balance each month in full, the interest rate you are charged by the terms and conditions of your credit card (known as the annual percentage rate) plays general role if you ever try to maintain a balance. The average credit card APR in the United States is 13.37 %. However, more than 50% of the states in America have no limit on the amount a credit card company can charge a credit card user. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	0%	Introductory APR:	none	Introductory APR:	none
Introductory Period:	6 months	Introductory Period:	none	Introductory Period:	none
Ongoing APR:	10.74%	Ongoing APR:	10.74%	Ongoing APR:	20.74%
Default APR:	29.99%	Default APR:	29.99%	Default APR:	29.99%
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a

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Five Credit Card Billing Problems

After receiving credit card statement each month, check it carefully to make sure that you actually did purchase it. If you find out any inaccuracies or problems, there are certain procedures to report and deal with the charges. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	none
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	none		Annual Fee:	none		Late Payment Fee:	$15

See terms and conditions

none

for Financial Rewards® Visa® Platinum Plus®

Financial Rewards® Visa® Platinum Plus® - Bank of America - Credit Card Details

Financial Rewards® Visa® Platinum Plus®