If you are thinking about filling an application for one of `easy` credit cards found at a campus? Read this article before doing it. A free Frisbee, T-shirt or a bottle of soda isn`t worth years of bad credit, is it? Read more...
Card Category
Credit History
Available Rewards
Consumer
Excellent/Good
Miles
Cash
Points
About Card
• Total Security Protection
• Various Internet account related services
• Auto rental insurance
• Various travel and emergency assistance services
• Medical referral services
• Legal referral services
• Lost luggage recovery
• No liability for unauthorized Internet transactions
• Discounts on auto rentals
• Optional Mini Card
• See website for additional benefits
• Optional Purchase Guard
It happens quite often that you don`t know you have a credit problem until you are denied credit - such as a credit card - because of some records in your credit history. Credit history contains all information about your credits and how you managed it. Mainly it is information reported by your creditors sent to credit bureaus. Credit bureaus legally report poor payment information for 7 years and for bankruptcies - 10 years. A recent study shows that one third of all credit reports contains sufficient mistakes and 70% of all credit reports contain different kinds of errors. Read more...
Want to get out of your credit card debt? That`s a good time to go to credit card counseling in order to find out what you have to do to get out of it. You can try to do it on your own, then make a plan and stick to it. Read more...