Credit card issuers have certain criteria that they are looking for from applicants when they launch a new credit card. They will be targeting the card at a certain segment of the market and will have a credit score limit that they demand the applicants to have. Read more...
Card Category
Credit History
Available Rewards
Consumer
Excellent/Good
Miles
Cash
Points
About Card
• Put your pet's picture on your card or choose from one of three adorable designs. Your first photo is free and can be placed on any eligible Bank of America credit card account
• Cash access at more than 380,000 ATMs
• Total Security Protection® Package including: Zero Liability for unauthorized card use; fraud monitoring
• Auto rental insurance against collision or damage
• Emergency medical and travel services
• Purchase Replacement: will repair or replace your covered credit card purchases that are stolen, damaged or lost at a known location, within 90 days of purchase
• Purchase Guard: will double the manufacturer's original United States (U.S.) warranty period for your covered credit card purchases with a warranty duration of 1 year or less
• No liability for unauthorized Internet transactions
Although it is strongly recommended to pay off your credit card balance each month in full, the interest rate you are charged by the terms and conditions of your credit card (known as the annual percentage rate) plays general role if you ever try to maintain a balance. The average credit card APR in the United States is 13.37 %. However, more than 50% of the states in America have no limit on the amount a credit card company can charge a credit card user. Read more...
Want to get out of your credit card debt? That`s a good time to go to credit card counseling in order to find out what you have to do to get out of it. You can try to do it on your own, then make a plan and stick to it. Read more...
3-in-1 Credit Report with profiles and scores from Equifax, Experian and TransUnion so you can check your report for inaccurate information.
3-Bureau Monitoring every business day with Notify Express. A fraud detection system that checks your credit files every business day and alerts you when it suspects possible fraud activity.
Toll-free access to our Fraud Resource Center to provide help if you suspect fraud.
$20,000 Identity Theft Insurance coverage to help you offset the cost of re-establishing your identity and reputation.
Quarterly Credit Updates and updated credit scores to help keep you financially fit and secure.