World MasterCard® with WorldPoints

issued by Bank of America

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Small Business Credit Card

A small business credit card enables owner to separate personal purchases from business ones. Offering business credit card to employees allows not to use personal credit cards or cash to make company purchases. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

� No Annual Fee
� Absolute fraud protection
� Online access and 24-hour service
� Access to the MyConcierge(SM) service
� Low Intro Rate

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If You Can`t Pay the Balance, Look for a Low Interest Rate

Although it is strongly recommended to pay off your credit card balance each month in full, the interest rate you are charged by the terms and conditions of your credit card (known as the annual percentage rate) plays general role if you ever try to maintain a balance. The average credit card APR in the United States is 13.37 %. However, more than 50% of the states in America have no limit on the amount a credit card company can charge a credit card user. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	none	Introductory APR:	0%	Introductory APR:	none
Introductory Period:	none	Introductory Period:	12 months	Introductory Period:	none
Ongoing APR:	9.9%	Ongoing APR:	9.9 %	Ongoing APR:	19.99%
Default APR:	n/a	Default APR:	n/a	Default APR:	n/a
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a

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Tips for managing your credit cards

Today`s credit cards always offer a wide range of different features, including frequent flier miles or programs that earn points toward a hotel or car, and cards that make donations for charity organizations. Other cards worth include extended warranty coverage, car-rental insurance coverage, trip cancellation coverage, etc. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	3%
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$15

See terms and conditions

for World MasterCard® with WorldPoints

World MasterCard® with WorldPoints - Bank of America - Credit Card Details

World MasterCard® with WorldPoints