WorldPoints™ Platinum Plus™ MasterCard®

issued by Bank of America

This article may help you to apply:

Credit Card Applications - Getting Approved

Credit card issuers have certain criteria that they are looking for from applicants when they launch a new credit card. They will be targeting the card at a certain segment of the market and will have a credit score limit that they demand the applicants to have. Read more...

Card Category

Credit History

Available Rewards

Consumer

Excellent/Good

Miles

Cash

Points

About Card

� No Annual Fee
� Absolute fraud protection
� Online access and 24-hour service
� Access to the MyConcierge(SM) service
� Low Intro Rate

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If You Can`t Pay the Balance, Look for a Low Interest Rate

Although it is strongly recommended to pay off your credit card balance each month in full, the interest rate you are charged by the terms and conditions of your credit card (known as the annual percentage rate) plays general role if you ever try to maintain a balance. The average credit card APR in the United States is 13.37 %. However, more than 50% of the states in America have no limit on the amount a credit card company can charge a credit card user. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	none	Introductory APR:	0%	Introductory APR:	none
Introductory Period:	none	Introductory Period:	12 months	Introductory Period:	none
Ongoing APR:	9.9%	Ongoing APR:	9.9%	Ongoing APR:	19.99%
Default APR:	24.99%	Default APR:	24.99%	Default APR:	24.99%
Minimum Grace Period:	20 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a	Minimum Finance Charge:	n/a

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Closing Credit Card Account

Finally you clear the entire outstanding balance of your credit card. Does your credit card issuing company share your being happy? Do they congratulate you on taking care of a pressing anxiety in your life? Actually they do exactly opposite. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	$10	Minimum:	$10	Minimum:	none
Fee Rate:	3%	Fee Rate:	3%	Fee Rate:	none
Maximum:	none	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$15

See terms and conditions

for WorldPoints™ Platinum Plus™ MasterCard®

WorldPoints™ Platinum Plus™ MasterCard® - Bank of America - Credit Card Details

WorldPoints™ Platinum Plus™ MasterCard®