Discover® Student Card - Monogram Collection

issued by Discover Card

This article may help you to apply:

Apply For Student Credit Card

Before a college students make decision to apply for student credit card, they better know the basic information about credit and how credit card system works. Credit should be taken very seriously and not applied because somebody at college campus is offering Frisbee or T-shirt after you apply for credit card. Read more...

Card Category

Credit History

Available Rewards

Student

Excellent/Good

Miles

Cash

Points

About Card

� 0% Intro APR on Purchases for 6 Months.
� No Annual Fee.
� 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
� Up to 1% Cashback Bonus on all other purchases automatically.
� Easy Online Account Management Tools.
� Build Your Credit History.
� $0 Fraud Liability Guarantee.

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Ways of improving a FICO score

The method used to calculate your credit score is just a complicated mathematic formula. That means you can play it`s variables to achieve the necessary value of your credit score. There are several approaches of solving this complicated equation� Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	0%	Introductory APR:	n/a	Introductory APR:	n/a
Introductory Period:	6 months	Introductory Period:	n/a	Introductory Period:	n/a
Ongoing APR:	14.99%	Ongoing APR:	14.99%	Ongoing APR:	23.99%
Default APR:	30.99%	Default APR:	30.99%	Default APR:	30.99%
Minimum Grace Period:	25 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	$0.50	Minimum Finance Charge:	$0.50	Minimum Finance Charge:	$0.50

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Credit card counseling

Want to get out of your credit card debt? That`s a good time to go to credit card counseling in order to find out what you have to do to get out of it. You can try to do it on your own, then make a plan and stick to it. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	none	Minimum:	$5	Minimum:	n/a
Fee Rate:	none	Fee Rate:	3%	Fee Rate:	n/a
Maximum:	none	Maximum:	none	Maximum:	n/a

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$0		Late Payment Fee:	$19-39

See terms and conditions

for Discover® Student Card - Monogram Collection

Discover® Student Card - Monogram Collection - Discover Card - Credit Card Details

Discover® Student Card - Monogram Collection