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Platinum MasterCard® with Cash Back Rewards - HSBC Bank - Credit Card Details






Apply for Platinum MasterCard ® with Cash Back Rewards

Platinum MasterCard® with Cash Back Rewards


issued by HSBC Bank
Apply


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Guide to Balance Transfers

Tired of paying high credit card rates and fees? Try to decrease your interest payments by a simple balance transfer to another card. We will help you find the best Balance Transfer Cards here. Balance transfer is the most easy way of reducing your credit card costs. Another crucial thing has to be mentioned here - your understanding of the terms and conditions of a new credit card. That`s an important factor for maximizing the savings. Also be sure whether you would like to keep your current credit card. Before you apply for a new credit card, simply ask bank to lower your current interest rate. Read more...




Card CategoryCredit HistoryAvailable Rewards
Consumer Excellent/Good
MilesCashPoints
About Card


• 0% Intro APR on purchases and balance transfers for 12 months
• Full 1% cash back on every credit card purchase
• Free Online Bill Pay
• Zero Liability for Fraudulent Use


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Credit card interest rate

The best way to save your money is to lower your credit card`s interest rate. As we all know - the gold credit card rule sais: low interest rates are always better than high interest rates. Read more...





Credit Card Rates

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: 0%   Introductory APR: 0%   Introductory APR: none
Introductory Period: 12 months   Introductory Period: 12 months   Introductory Period: none
Ongoing APR: 10.74%   Ongoing APR: 10.74%   Ongoing APR: 22.99%
Default APR: 21.99%   Default APR: 21.99%   Default APR: 28.74%
Minimum Grace Period: 25 days   Minimum Grace Period: none   Minimum Grace Period: none
Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50


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Use Your Cash Advance Wisely

Using your credit card for purchasing new clothes or latest DVDs - these products are yours to keep. You can use it for years to come and pay for them over a few months if you wish. But using your credit card for taking cash advance to pay for daily purchases like food and gasoline you will pay much more for that after. And you better give it all back as soon as possible. Read more...





Credit Card Transaction Fees

Balance Transfer Fees:   Cash Advance Fees:   Foreign Exchange Fees:
Minimum: $5   Minimum: $5   Minimum: none
Fee Rate: 3%   Fee Rate: 3%   Fee Rate: 2%
Maximum: $50   Maximum: $50   Maximum: none



Credit Card Other Fees

Initial Fees:   Maintenance Fees:   Penalty Fees:
Setup Fee: $0   Annual Fee: $0   Late Payment Fee: $15




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