Orchard Bank Platinum MasterCard®

issued by Orchard Bank

This article may help you to apply:

Choose your credit card wisely

Before applying for credit card, consider how you are going to use it. Will it be a credit card for everyday purchases? Your choice will be different if you want to pay the balance in full every month, or prefer to make monthly payments and keep outstanding balance? Read more...

Card Category

Credit History

Available Rewards

Consumer

Bad/No

Miles

Cash

Points

About Card

• Enjoy the prestige of a Gold MasterCard
• Receive Gold card privileges and benefits
• Great credit card to strengthen or rebuild your credit
• Reports to all 3 credit bureaus monthly, which can help improve your credit score
• Free Online 24-hour Account Access and Bill Pay
• Periodic credit limit increases

This article may help you to apply:

If You Can`t Pay the Balance, Look for a Low Interest Rate

Although it is strongly recommended to pay off your credit card balance each month in full, the interest rate you are charged by the terms and conditions of your credit card (known as the annual percentage rate) plays general role if you ever try to maintain a balance. The average credit card APR in the United States is 13.37 %. However, more than 50% of the states in America have no limit on the amount a credit card company can charge a credit card user. Read more...

Credit Card Rates

Purchases:		Balance Transfers:		Cash Advances:
Introductory APR:	none	Introductory APR:	none	Introductory APR:	none
Introductory Period:	none	Introductory Period:	none	Introductory Period:	none
Ongoing APR:	9.9%	Ongoing APR:	9.9%	Ongoing APR:	22.74%
Default APR:	n/a	Default APR:	n/a	Default APR:	28.74%
Minimum Grace Period:	25 days	Minimum Grace Period:	none	Minimum Grace Period:	none
Minimum Finance Charge:	$0.50	Minimum Finance Charge:	$0.50	Minimum Finance Charge:	$0.50

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Credit Card Wealth Secrets & Ideas

There are 2 kinds of credit card debt: `good debt` and `bad debt`. Bad-debt occurs when you borrow to purchase some consumer items. Doing so you limit your future financial status. It may look like you have more, because you get it right now. But you pay interest extra, and consider a psycological factor when you`re buying more on credit card. Paying cash you`ll never do many useless purchases. Read more...

Credit Card Transaction Fees

Balance Transfer Fees:		Cash Advance Fees:		Foreign Exchange Fees:
Minimum:	n/a	Minimum:	$5	Minimum:	none
Fee Rate:	n/a	Fee Rate:	5%	Fee Rate:	2%
Maximum:	n/a	Maximum:	none	Maximum:	none

Credit Card Other Fees

Initial Fees:			Maintenance Fees:			Penalty Fees:
Setup Fee:	$0		Annual Fee:	$39		Late Payment Fee:	$30

$39-$69

for Orchard Bank Platinum MasterCard®

Orchard Bank Platinum MasterCard® - Orchard Bank - Credit Card Details

Orchard Bank Platinum MasterCard®