BEST OVERALL CREDIT CARDS	BAD / NO CREDIT HISTORY	SMALL BUSINESS CREDIT CARDS
Chase Bank Platinum Visa®	First Premier Bank MasterCard®	Citi BusinessCard®/Thank You Network®
Blue from American Express®	First Premier Bank Gold Visa®	Citi Business Card®
HSBC Platinum MasterCard®	First Premier Bank Centennial Visa®	Citi Business PremierPass MasterCard®

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Fair Credit History? Make it Better with These Credit Cards

• Good credit history can give you many favorable credit card offers. If you have bad credit history, you can still improve it with credit cards that we have specially selected for you.

• We have some tips that can help you improve your credit score and apply for the best credit card with low interest rate, good credit line, reward programs, etc. You can find it here.

• We did our best in monitoring credit card market and selected credit cards that will help you improve your credit history. If you would like to have more information about any offer just click credit card name. You may email us for help as wells.

Featured Article:

Manage Credit Debt

Buy it now but pay later. It became the American way. Without any hesitations we can say that a credit card is very useful and powerful tool. However, with the rising amount of American people using credit card or even cards, too much of a good thing can lead to big trouble. Read more...

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2 or 3 credit cards

Bank Name
Card Name

Intro APR
PURCH.

Intro Period
PURCH.

Intro
APR
BAL.TR.

Intro
Period
BAL.TR.

APR %

Annual Fee

Features

Apply


Capital One Standard Platinum

Up to 6 months

none

19.55%

� No Annual Fee.
� 0% Intro APR on Purchases until December 2008.
� Variable APR, currently 19.55%.
� Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
� Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance.
� Card for people with Average Credit.

Apply Now!


Capital One Platinum

Up to 6 months

none

6.9%

$39

� Card for credit that Needs Some Improvement.
� 0% Intro APR on Purchases until October 2008.
� Pay down balances faster with a low APR.
� Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.

Apply Now!


Capital One No Hassle Cash (SM) Rewards

Up to 6 months

none

16.65%

$29

� 25% Annual Bonus on the cash you earn.
� 1% cash back on every purchase.
� 0% Intro APR on Purchases until December 2008.
� Variable APR, currently 16.65%.
� No limit on cash back and rewards won′t expire for the life of your account.
� Redeem cash whenever you like.
� Card for people with Average Credit.

Apply Now!


Capital One No Hassle Points (SM) Rewards

Up to 6 months

none

16.65%

$29

� 5 points per dollar spent at gas stations, major grocery and drug stores.
� 1 point per purchase everywhere else.
� 0% Intro APR on Purchases until December 2008.
� Variable APR, currently 16.65%.
� No limit on points earned and they don′t expire for the life of your account.
� Card for people with Average Credit.

Apply Now!


First Premier Bank MasterCard®

none

n/a

9.9%

$48

� 24 hour account access by phone
� Low APR on Purchases
� Monthly Reporting to all major Credit Bureaus
� Helps establish or rebuild your credit history
� Online access to credit education

Apply Now!


First Premier Bank Gold MasterCard®

none

n/a

9.9%

$48

� 24 hour account access by phone
� Low APR on Purchases
� Monthly Reporting to all major Credit Bureaus
� Helps establish or rebuild your credit history
� Online access to credit education

Apply Now!

Purch.--Purchases

Bal.Tr.--Balance Transfers

n/a--Not Applicable

Use this option to compare
2 or 3 credit cards

Featured Articles

Cars and Credit Reports

You`re probably not going to like the best solution but it is anyway: pay for the car in full! If you saved the car payment every month in a good money market account; you will save both time and money. Read more...

Filing a Credit Complain

First of all try to solve your complaint directly with the creditor or credit card issuing bank. If you are not able solve the problem, you better file a written complaint with federal agencies responsible for consumer credit protection laws involved. Read more...

Credit Card A��li��ti�ns - G�tting A��t�d

Alth�ugh th�� n b� ��inful �t tim�s, lif� t�d�� with�ut th� ��s� �f � credit card is no l�ng�r � r��lit�. S�, if ��u think ��u want � credit card, h�r� �r� s�m� essential f��t�rs you'll need t� ��nsid�r wh�n applying for � credit card:

Y�ur Credit History

On� �f th� m�st essential �l�m�nts t� applying for � credit card is what ��u �urr�nt credit history is.

* If ��u h�v� � b�d credit history, then it is going t� b� much h�rd�r applying for � credit card.
* If ��u h�v� � good credit history, then it is going t� b� much ��si�r applying for � credit card.
* If ��u h�v� no credit history, then ��u may w�ll need t� �r��t� � credit history, b� having � l��n or hir�-�ur�h�s� �gr��m�nt, b�f�r� ��u ��n apply for � credit card.

If ��u'r� in �n� d�ubt what ��ur credit history may b�, then ��u sh�uld apply for � copy �f ��ur credit history. Y�u ��n do this b� applying for � copy �f ��ur credit history fr�m � credit r�f�r�n�� g�n�� wh� may �h�rg� ��u � sm�ll sum for �r�viding this t� ��u.

Credit Card Limit

Having dis��v�r�d th�t ��u h�v� � good �n�ugh credit history t� apply for � credit card, th� n�xt thing ��u need t� do is t� d��id� �n h�w much �f � credit lin� ��u want t� apply for. N�rm�ll�, what ��ur income is will d��id�d this � but s�m�tim� ��ur savings ��n �ls� b� im��rt�nt.

D��nding �n what ��ur income �nd savings �r�, ��u ��n then apply for � r�gul�r credit card, g�ld credit card, or �l�tinum credit card.

Submitting Y�ur Credit Card Application Form

Y�u n�w need t� g� thr�ugh th� �r��ss �f �h��sing whi�h credit provider m��ts ��ur n��ds. Once ��u h�v� d�n� this, ��u ��n then submit �n application t� th�t credit card company.

Once th� credit card company ��u h�v� ��li�d t� has r�vi�w�d ��ur application form, th��'ll �ith�r ��r�v� ��ur application or ask ��u t� comply with ��rt�in conditions. Th� t�� f conditions th�� may ask ��u t� comply with in�lud� �sking ��u t� h�v� s�m� m�n�� n � d��sit ��unt with th�m.

Credit Card Application Is Refused

If ��ur application for � credit card is refused, ��u must ask why. If ��u d�n't, you'll n�v�r know wh�th�r th� application has b��n refused because ��u failed th� credit rating test or because ��u completed th� application form wrong!

If ��u failed th� credit rating test, then ��u know ��u need t� apply for � credit card with �n�th�r credit card provider. H�w�v�r, if it is because ��u fill�d in th� form wrong, ��u ��n still r��l�ing using � ��rr��tl� completed application form. S� d�n't b� sh� t� ask "wh�?" if th� credit card provider t�lls ��u th�t ��u failed in ��ur credit card application!

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