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Review of Platinum Prestige - Capital One

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Platinum Prestige


issued by Capital One
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The Capital One® Platinum Prestige card is designed for those with excellent credit who want a credit card with a very low interest rate.

The best feature of this card is the reasonably low interest rate on purchases and balance transfers. It makes this card a great option for those who plan to carry a balance and for those who would like to transfer balances from cards with higher interest rates.

There is no annual fee and cardholders can enjoy a 0% introductory APR on purchases and balance transfers until January 2010. Overall, this card is one of the most cost-effective credit cards available.

This card provides common benefits and services including extended warranties for purchases and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who want a credit card with a resonably low interest rate on purchases and balance transfers and will take advantage of the additional services will benefit most from what the
Capital One® Platinum Prestige card has to offer.




Platinum Prestige Rates

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: 0%   Introductory APR: 0%   Introductory APR: none
Introductory Period: until october 2009   Introductory Period: until october 2009   Introductory Period: none
Ongoing APR: 8.9%   Ongoing APR: 8.9%   Ongoing APR: 22.9%
Default APR: 24.9%   Default APR: 24.9%   Default APR: 24.9%
Minimum Grace Period: 25 days   Minimum Grace Period: none   Minimum Grace Period: none
Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50   Minimum Finance
Charge:
$0.50




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