The Discover® Motiva Card issued by Discover is a cash rewards card designed for the smart shopper who is looking for a credit card with zero introductory APR and Cashback Bonus® rewards. When you make your payments on time and enjoy shopping, Discover will say "thank you" by rewarding you with a truly unique Cashback Bonus® rewards program.

0% Introductory APR. To start, you will not have to pay any interest on balance transfers for the first 15 months of card membership. You can also make purchases during the 15 month promotional period with 0% introductory APR.

Cashback Bonus® for Good Credit Management . Due to your committed payments and smart spending - you can enjoy Cashback Bonus® from Discover. When you pay your balance on time you can enjoy 5% of your interest charges automatically each month that you pay your balance on time.

Cashback Bonus® for Spending. Now you will get 1% Cashback Bonus® on all purchases and up to 20% Cashback Bonus® when you shop through the hundreds of popular retailers at ShopDiscover.com.

Security. To ensure your safety, Discover offers a fantastic security and protection program. You will have $0 Fraud Liability with mobile and email fraud alert options that will ease your worries. If you have any questions or concerns, you can reach a U.S.-based friendly account manager within 60 seconds of calling. These are services that you can access 24 hours a day, 7 days a week.

If you are smart with your spending and want to transfer your existing balances onto a card with zero interest for 15 months, you can make purchases and feel secure. With great rewards, no annual fee, no rewards/redemption fees and no additional card fee - no wonder the Discover® Motiva Card is one of Discover's #1 Ranked loyalty cards - apply now!