Secured MasterCard® issued by Orchard Bank

---

---

Secured MasterCard® Rates

Purchases:			Balance Transfers:			Cash Advances:
Introductory APR:	none		Introductory APR:	none		Introductory APR:	none
Introductory Period:	none		Introductory Period:	none		Introductory Period:	none
Ongoing APR:	14.9%		Ongoing APR:	14.9%		Ongoing APR:	22.74%
Default APR:	n/a		Default APR:	n/a		Default APR:	28.74%
Minimum Grace Period:	25 days		Minimum Grace Period:	none		Minimum Grace Period:	none
Minimum Finance Charge:	$0.50		Minimum Finance Charge:	$0.50		Minimum Finance Charge:	$0.50

---

Based on the review of your credit histiry mayb be as low as $0 or up to $49


for Secured MasterCard®