Rewards Programs - Cash Plus Rewards by Chase Bank
• Credit cards with rewards are very popular among consumers. Spending credit money you earn pints, miles or cash back rewards.
• This "Online Credit Cards Rewards Programs Guide" will help you find applications for reward credit cards with low interest rate and no fees. We selected cards by rewards for you: points, cash back, miles, gas cards, hotel rewards.
• If you would like to learn more about any particular reward credit card click on it's name. You may email us for help as well.
There are those who assert that living with credit is the consumer's lifestyle that must be blamed. Others say, the problem is in credit card's interest rates. According to the consumer credit website, the average apr of a credit card is 18.9%. Getting to pay some debts with almost 20% would really lead the consumers to bigger debts. Read more...
Cash Plus Rewards Program Information
Basic information about program
as on the Chase Bank website
You have to check issuer's terms and conditions carefully before applying for a credit card.
The information below is extract form either credit cards issuing company terms and conditions or terms and conditions of the program itself as we could read it.
•
Your ability to earn points and redeem earnings will be based on the status of your Account. If your Account is in default as described in your Cardmember Agreement, Chase Bank reserve the right to prohibit you from earning or redeeming points and to cause you to forfeit any points in your rewards Account.
•
Membership in the Cash Plus Rewards Program will be renewed automatically each year, so long as your Account is open and not in default as defined in your Cardmember Agreement, unless you notify us of cancellation. Membership in the Cash Plus Rewards Program may be subject to a yearly program fee, which is subject to change at any time.
•
You will earn 5 points for each $1.00 of Net Purchases made at retail establishments that classify their merchant location for Visa/MasterCard as gas station, grocery store or drugstore, and 1 point for each $1.00 of Net Purchases everywhere else. (“Net Purchases” means purchases of goods and services made by you or any authorized user on your Account minus any returns or refunds.). You will not earn points on balance transfers, cash advances, overdraft protection advances, convenience checks, money orders, finance charges, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your Account. Points will be deducted for any returns or credits made on your Account. Points will appear on your monthly statement. From time to time there may be promotional offers for the Cash Plus Rewards Program, which provide the opportunity to earn additional points as defined by the terms of the promotion.
•
Maximum point accumulation on purchases is 30,000 points per Calendar Year. Points will expire on a first-earned, first-expired basis. Points will expire 36 months from the month in which the points were earned.
•
Points will be awarded and will be redeemed for rewards on a first-earned, first-redeemed basis. Points earned during the month are not available for redemption until they are posted on your monthly billing statement. Once you accumulate the required number of points, you will be eligible to redeem them for your selected reward item. Points earned on your Account may only be redeemed by you.
•
Redeemed rewards are not refundable; replaceable; or transferable for cash, credit, or other rewards under any circumstances. Redeemed rewards earned in the Program may not be re-sold or exchanged for other goods or services except as stated on the reward. All rewards are subject to availability.
•
Gift certificates are valid at participation merchants only, through the expiration date as permitted by law. Gift certificates must be surrendered at the redemption and no photocopies will be honored. Gift certificates have no cash value and may not be redeemed for cash or its equivalent, and any unused portion will not be returned as cash unless otherwise noted on the gift certificate. Gift certificates are not transferable. Use of any gift card and gift certificate is subject to any additional restrictions listed on the gift card or gift certificate.
•
The Program is void where prohibited by federal, state, or local law.
Your credit card debt can be paid off even in the most difficult cases. And you can shift your life of financial independence and stability. It does take some time, knowledge and patience. Knowledge of how the credit card system works, strict and in-time payments, spendings schedule, and hard work, possibly in the form of an extra job, will be rewarded with the ability to put your credit card debt behind you. Read more...
All creditors look for an ability to pay the debt and a willingness in doing it and sometimes for some more security in protection of their loans. They say there are the 3 `C` of all credits: capacity, character, and collateral. Read more...
Your Credit Report & Credit Score
Continuous score monitoring and notification when a change in your FICO® score impacts the interest rate you are likely to receive
Detailed explanations for key score changes and specific tips for understanding your score
Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
Two Free Score Power® reports, plus discounts on additional Score Power® reports
Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
Access to friendly and knowledgeable Customer Care available 7 days a week
FIND BY CATEGORY:
