Rewards Programs - Membership Rewards® American Express

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Each cardholder enrolled in the Membership Rewards program will accrue one point in his or her program account for every eligible dollar charged and billed on his or her Linked consumer and business Accounts, provided such charges are paid on time.

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All Card accounts must be in good standing at the time of enrollment. Any Card account that is not in good standing at the time of enrollment will not be eligible for enrollment in the Membership Rewards program.

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The request for conversion of points from the Membership Rewards program account to a participating Frequent Customer program or for redemption of a reward must be made by the Basic card member, an authorized Additional card member or an individual authorized by the Basic card member. Requests for conversion of points or redemption of a reward must be initiated by visiting www.americanexpress.com/rewards or by calling us at 1-800-AXP-EARN (297-3276).

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Once accrued points in your program account have been converted into a participating Frequent Customer program or redeemed for a reward, the points cannot be converted back into your program account.

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Points accrued in your program account may be converted into a participating Frequent Customer program or redeemed for a reward, provided all of your Linked Accounts are in good standing and not canceled or terminated by AMEX or you (except as provided below) at the time of the point conversion or redemption request.

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Points accrued in your program account may be converted into any one or more participating Frequent Customer programs, as provided in the following. 1,000 points accrued in your program account will equal 1,000 miles, points or credits in participating Frequent Customer programs, except with the following: AirTran®— 1,500 points equal one; Southwest Airlines®—1,500 points equal one (1) Rapid Rewards credit; JetBlue Airways—250 points equal one (1) TrueBlue point; EL AL Israel Airlines—1,050 points equal 15 Matmid Points; Starwood Preferred Guest®—1,000 points equal 333 Starpoints®; Best Western—1,000 points equal 125 Gold Crown Club® International Points; and Hilton—1,000 points equal 1,300 HHonors® Points.

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You may redeem in increments of 20,000 points for $100 in cash. Payment of the cash will be made by a credit to your Card account. Credits will not be made to a Corporate Card account. Corporate card members with only the Corporate Card enrolled in the program may not redeem for this reward. However, Business card members are eligible to redeem for this reward.