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Featured Article:
If You Can`t Pay the Balance, Look for a Low Interest Rate

Although it is strongly recommended to pay off your credit card balance each month in full, the interest rate you are charged by the terms and conditions of your credit card (known as the annual percentage rate) plays general role if you ever try to maintain a balance. The average credit card APR in the United States is 13.37 %. However, more than 50% of the states in America have no limit on the amount a credit card company can charge a credit card user. Read more...



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Credit Reports

There are three valid and equally important reasons for keeping tabs on your credit report. 1 know your financial situation; 2 check it for mistakes; 3 prevent your id theft. Read more...

Filing a Credit Complain

First of all try to solve your complaint directly with the creditor or credit card issuing bank. If you are not able solve the problem, you better file a written complaint with federal agencies responsible for consumer credit protection laws involved. Read more...


Check Cards vrsus Credit Cards

When u think about th check card vrss, th credit card u may wnt t knw what th diffrn is with th tw f them. Thr r fw different ids tht g with th check card nd credit cards. One min similrit is tht u r able t mk purchases t ll th drtmnt strs nd gs sttins ll vr th l.

When it comes t th diffrns btwn th check card nd th credit card thr r ul different fturs tht th both rr with them. For one th check card is dbit card tht is linkd dirtl t ur checking account. With check card u r able t us ur card s credit card for ur purchases with th xtin is tht u r still paying for th transaction tht u r doing right thr. Tht is bus even when u r using ur check card s credit card ur bank will frz th funds tht r ndd t pay for th urhs tht u r doing. With tht u r going t still pay for th transaction right ut f ur checking account instd f paying for it ltr in th month. With sm f th check cards, th bank ds nt hrg u fee for using ur check card for n purchases. Tht wuld b n advantage tht u r nt going t hv t pay n fs for using th check card nd ls tht u r nt going t hv t pay n interest n ur check card purchases s well.

When u r using th nvin f credit card u r going t find tht it sms t giv u little lss hssl when u r little shrt n sh. When u r using credit card when ur checking account is lw n funds, u will find tht it is going t b lifsvr in th time f nd. Th nl thing is tht u r going t hv t rbbl pay sm interest n ur purchases tht u hv md n th credit card thrughut th month. Yu may even hv t pay n nnul fee for th credit card s well.

Thr r mn different inins rgrding which is better t us ll th time when it comes t check card nd credit card. Yu r going t just think about which is going t b bst for ur situtin nd if u fl tht u may b t better advantage b hving both thn gt credit card but h rsn is different n what thir nds r.
 
   
 
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