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Featured Article:
Credit card interest rate

The best way to save your money is to lower your credit card`s interest rate. As we all know - the gold credit card rule sais: low interest rates are always better than high interest rates. Read more...



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Choosing CRA for Credit Report

Many people understand the importance of ordering their credit report for verifying its accuracy knowing their financial status and credit history is ok. Until they offer a copy of their credit report, some of them do not realize that they actually have 3-in-1 credit report instead of just 1. Read more...

Common Sense and Law About Credit Cards

All credit card experts will tell you that 2 credit cards are more than enough. Being under a stress off some kind, access to too much of financial resources may turn to be a drug. While choosing your credit cards, apply only for ones that better meet your own needs. Read more...


Credit card debt

Credit cards r n mr luxur, th r almost nssit. S, u wuld imgin lot f people ging fr credit cards. In ft, lot f people sss mr thn n credit cards. S, th credit card industry is grwing b ls nd bunds. However, th credit card industry nd credit card hldrs r sd with big rblm lld 'Credit Card Debt'. In rdr t understand what 'credit card debt' actually mns, w nd t understand th wrkflw ssitd with th us f credit cards s suh.

Credit cards, s th nm suggsts, r cards n which u n get credit i.. make borrowings (ur credit card dbt). Yur credit card is rrsnttiv f th credit unt tht u hld with th credit card supplier. Whtvr payments u make using ur credit card r actually ur borrowings tht ntribut twrds ur credit card debt. Yur total credit card debt is th total amount u w credit card supplier. Yu must sttl ur credit card debt n monthly bsis. S, u riv monthly sttmnt or ur credit card bill which shws ur total credit card debt. Yu must pay off ur credit card debt b th payment du dt filing which u will incur late fee nd interest charges. However, u hv th tin f making partial (minimum) payment too, in which s u dn't incur late fee but just th interest charges n ur credit card debt. If u dn't pay off ur credit card debt in full, th interest charges too get ddd t it. S ur credit card debt ks n inrsing, mr s bus th interest rates n credit card debt r gnrll highr thn th interest rates n thr kind f lns/brrwings. Furthr, th interest charges dd n t ur credit card debt h mnth t frm th new bln or th new credit card debt amount. If u ntinu making partial payments (r n mnts) th interest charges r lultd frsh n th new credit card debt. S u nd u ing interest n th lst mnth's interest too. Thus ur credit card debt umults ridl nd sn u find tht what ws n rltivl smll credit card debt hs bllnd int big amount which u find almost imssibl t pay. Mrvr, if u dn't still ntrl ur snding hbits, ur credit card debt riss vn fstr. This is hw th viius irl f credit card debt wrks.
 
   
 
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