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• Good credit history can give you many favorable credit card offers. If you have no credit history, you can still improve it with credit cards that we have specially selected for you.

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Featured Article:
Lower APR Rate

Everyone loves a bargain? Sometimes it is true, but not always. However, nobody likes to find out that they are paying too much for their credit card in interest and fees. Who doesn`t want to get the lowest APR possible? It is good that you think your credit card`s rate too high, but it is not enough to lower it. If you`re paying too much in interest, you need to take action immediately. Read more...



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Featured Articles
Enforcing Your Rights

You may sue a credit reporting agency or a company that provides data to it in federal or state court. If you win, you may be entitled to recover an amount for damages you have actually incurred or a maximum of $1,000, whichever is greater. Read more...

Credit Cards - Those Who Need Can't Get

There are a lot of articles about credit cards as there are many benefits and problems with getting and using a credit card. In this article we are going to cover how a person with bad credit gets a credit card (list of credit cards for no or bad credit history and score). To understand that, you have to know how people with good credit score get a credit card. When you see the process you will realize that the people who need the cards the least have the easiest time getting them. Read more...


Credit card debt

Credit cards r n mr luxur, th r almost nssit. S, u wuld imgin lot f people ging fr credit cards. In ft, lot f people sss mr thn n credit cards. S, th credit card industry is grwing b ls nd bunds. However, th credit card industry nd credit card hldrs r sd with big rblm lld 'Credit Card Debt'. In rdr t understand what 'credit card debt' actually mns, w nd t understand th wrkflw ssitd with th us f credit cards s suh.

Credit cards, s th nm suggsts, r cards n which u n get credit i.. make borrowings (ur credit card dbt). Yur credit card is rrsnttiv f th credit unt tht u hld with th credit card supplier. Whtvr payments u make using ur credit card r actually ur borrowings tht ntribut twrds ur credit card debt. Yur total credit card debt is th total amount u w credit card supplier. Yu must sttl ur credit card debt n monthly bsis. S, u riv monthly sttmnt or ur credit card bill which shws ur total credit card debt. Yu must pay off ur credit card debt b th payment du dt filing which u will incur late fee nd interest charges. However, u hv th tin f making partial (minimum) payment too, in which s u dn't incur late fee but just th interest charges n ur credit card debt. If u dn't pay off ur credit card debt in full, th interest charges too get ddd t it. S ur credit card debt ks n inrsing, mr s bus th interest rates n credit card debt r gnrll highr thn th interest rates n thr kind f lns/brrwings. Furthr, th interest charges dd n t ur credit card debt h mnth t frm th new bln or th new credit card debt amount. If u ntinu making partial payments (r n mnts) th interest charges r lultd frsh n th new credit card debt. S u nd u ing interest n th lst mnth's interest too. Thus ur credit card debt umults ridl nd sn u find tht what ws n rltivl smll credit card debt hs bllnd int big amount which u find almost imssibl t pay. Mrvr, if u dn't still ntrl ur snding hbits, ur credit card debt riss vn fstr. This is hw th viius irl f credit card debt wrks.
 
   
 
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